Why Do You Need It?
Traveling has become an integral part of our modern society. We could be traveling for reasons like a business trip or much awaited vacation. But one cannot deny the fact that there are several things that could go wrong when one travels. Disruptions like cancellation of flights, loss of baggage, medical emergency- are some of the unforeseen events that could catch you off guard. So whether you are off to your favorite destination for a holiday or going on a business trip – an adequate & complete travel insurance is a must have.
Key Features of Travel Insurance
1) Coverage offered for medical expenses.
2) Coverage for expenses related to trip delays
3) Coverage for loss of passport and luggage
4) For contingencies related to personal possession
Benefits of Travel Insurance
The basic worries of travellers include stolen baggage, lost passports, cancelled flights and trip delays. These mishaps can spoil perfectly planned vacations. Do not let such incidences ruin the entire journey.
1)Pre-existing conditions resulting to hospitalization
2)Damage or loss of keys
3)Trains or flights missed because of civil war/local protests
4)Luggage delay Expenses incurred because of civil unrest or local protests Customers should note
that exclusions vary from one policy to policy.
FAQs Travel Insurance
From infants aged 6 months to 70 years old can avail of travel insurance
No, there is no medical examination required up to the age of 70 years.
Travel Insurance is not mandatory in India. However it is mandatory in UK and countries like Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg, Netherlands.
However for a safe and peaceful trip, it is recommended that you take a Travel insurance policy even if you are traveling to countries apart from these.
Yes, passport loss is covered in the policy. It is covered under the benefit of loss of Baggage and Personal Documents. The assistance provider helps in contacting the consular authorities in case of the loss or theft of an Insured Personal’s passport, and arranging for its replacement.
This covers the insured person for the amount spent as cost of replacement of articles if checked in baggage is lost or damaged. The insured must keep the bills of such expenses for reimbursement.
Depends on the duration and your age. Longer stay abroad needs higher cover. Higher age would also demand a higher cover.